Are you want to know how to close a bank account. There is no doubt opening a banks account is very easy it’s just a few click away from your mobile but when its come to closing the account many people still face difficulty in closing their bank account, it’s a big problem for them.
If you are one of them who don’t know how to close your account, then you are coming to the right place, here you find the step by step insights on how to close a bank account successfully, no matter in which country you are living or what is your bank account.
Steps before closing your bank account:
1. Make sure as a bank customer you have a good idea that bank account cannot be closed online, you must visit the relevant branch of your bank.
2.Before going to the bank, make sure you carry all the relevant documents like your bank passbook, identify proof, pan card, voter card, etc.
3.If there is any bank loan or debt in your bank, submit or clear it first if you have any pending.
4. If you have a joint account, then make sure, you both going to the bank.
4.Some banks require NOC while closing your account, then make sure you Clear your NOC.
Steps on how to close a bank account:
1. Transfer the money first:
Make sure you withdraw the full amount from the bank account you want to close. You can easily transfer all your money to the other bank account.
2.Fill account closure form:
After transfer all money from another account, now you need to fill the account closure form. Fill it carefully and submit it to the respected bank employee.
3.Reason for closing:
Make sure while closing the account mention the right reason why you closing your account.
4.Delink the if require:
Make sure you delink your credit card, Demat or trading account, FD & loan, if anything is linked to your present account, then delink them first.
5.Submit the documents:
After this now you submit the debit card & cheque book issued by the bank.
6.Write & submit the application:
After all this process now you have to write an application to the bank regarding close your account and submit it to the bank official. After submitting the application bank official gives you a copy of acknowledgment or slip that they accept your request regarding close your account. Within a week your account will close.
Note: After reading all this now you have a good idea how to close a bank account succesfully.